Easy-to-apply and daily-discounted Hong Kong credit cards.
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Main offline spending
- Hang Seng mpower mobile payment, overseas spending, online spending 5% cash rebate
- Hang Seng enjoy daily food, drink, fun, convenience store, supermarket, pharmacy 4X points 9 or 92 or 95% discount
Online spending
- Hang Seng mpower mobile payment, overseas spending, online spending 5% cash rebate
- General online shopping HSBC Red 4%
- China Construction Bank Asia JD 4%
Dining
- China CITIC International motion 6%
Hong Kong vehicles traveling north
- Bank of Communications Hong Kong GBA UnionPay Diamond traffic allowance
UnionPay Small Amount Activity
- BOCHK CHILL (BOCPAY)
Spending RMB in the North
- PrimeCredit earn more 7%
- HSBC pulse 4.4%
- China CITIC International GBA 4%
- BOCHK GBA 4% (BOCPAY)
2023 Easy-to-apply HK credit card recommendations, which can be used as a reference for those who need to apply for a credit card.
Recommended reading
Basic knowledge of bank accounts and bank cards in Hong Kong
Detailed tutorial on using Hong Kong Bank Faster Payment System FPS to avoid pitfalls
Hong Kong bank CHATS US dollar and euro transfer fees
Apply for a Hong Kong bank card by opening a bank account in Hong Kong
Transfer money from mainland China to Hong Kong for free
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